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Terms and Conditions

Terms and Conditions

Effective Date: June 10, 2026 Last Updated: June 10, 2026

Welcome to The Adams Agency website (www.theadamsagency.com). These Terms and Conditions (“Terms”) govern your access to and use of this Website and any services, information, forms, communications, or content made available through it.

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Website.

Throughout these Terms, “The Adams Agency,” “we,” “our,” and “us” refer to The Adams Agency and its affiliates.

1. Website Purpose

This Website is intended to provide general information regarding insurance products, agency services, educational resources, and communication channels.

Information presented on this Website is for informational purposes only and does not constitute legal, financial, tax, or insurance advice.

Submission of information through this Website does not guarantee coverage, bind insurance, create an agency relationship, or establish an insurance contract.

2. No Coverage Is Bound Through Website Use

Insurance coverage cannot be bound, amended, canceled, or changed solely through website submissions, email, contact forms, voicemail, chat, or other electronic communication unless specifically confirmed in writing by an authorized representative of The Adams Agency.

Coverage remains subject to carrier underwriting approval, policy terms, conditions, exclusions, and applicable state requirements.

3. Eligibility and Acceptable Use

By using this Website, you represent that:

· You are at least 18 years old or using the Website under appropriate supervision.

· Information you provide is accurate and complete.

· You will not use the Website for unlawful, fraudulent, abusive, or unauthorized purposes.

· You will not interfere with Website security or operations.

You agree not to:

· Attempt unauthorized access to Website systems;

· Introduce malware or harmful code;

· Copy, scrape, reproduce, or commercially exploit Website content without permission;

· Use automated tools to collect information from the Website.

4. Intellectual Property

All Website content—including text, graphics, logos, branding, images, videos, downloads, layouts, and software—is owned by or licensed to The Adams Agency and protected under applicable intellectual property laws.

You may view and print content for personal, non-commercial use only.

No content may be reproduced, distributed, modified, republished, or used without prior written consent.

5. Privacy and Data Collection

Your use of this Website is also governed by our Privacy Policy.

By submitting information through the Website, you consent to our collection, use, and storage of information as described in that policy.

The Website may use cookies, analytics tools, and related technologies to improve user experience and website functionality.

6. Communications Consent

By completing forms, requesting quotes, scheduling appointments, or contacting us through the Website, you consent to receive communications from The Adams Agency regarding your inquiry or account.

Communications may include:

· Email

· Telephone calls

· SMS/text messaging

· Service notifications

· Marketing communications (where permitted by law)

You may opt out of marketing communications at any time.

7. Third-Party Services and Links

This Website may contain links to third-party websites, carriers, payment platforms, customer portals, or service providers.

These third parties operate independently, and The Adams Agency is not responsible for:

· Content;

· Availability;

· Security;

· Privacy practices; or

· Transactions occurring on third-party sites.

Use of third-party websites is at your own risk.

8. Website Availability

We strive to maintain accurate and available services but do not guarantee:

· Continuous availability;

· Error-free operation;

· Accuracy or completeness of content; or

· Compatibility with all devices or browsers.

We reserve the right to modify, suspend, or discontinue any portion of the Website without notice.

9. Disclaimer of Warranties

This Website and its content are provided “as is” and “as available.”

To the fullest extent permitted by law, The Adams Agency disclaims all warranties, express or implied, including:

· Merchantability;

· Fitness for a particular purpose;

· Accuracy;

· Reliability; and

· Non-infringement.

Insurance information displayed may not apply to all states, carriers, or circumstances.

10. Limitation of Liability

To the fullest extent permitted by law, The Adams Agency shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

· Website access or use;

· Reliance on Website information;

· Delays or interruptions;

· Unauthorized access; or

· Transmission of data.

Your sole remedy for dissatisfaction with the Website is to discontinue use.

11. Indemnification

You agree to defend, indemnify, and hold harmless The Adams Agency and its employees, affiliates, officers, and service providers from any claims, liabilities, damages, losses, or expenses arising from:

· Your use of the Website;

· Violation of these Terms; or

· Violation of applicable laws or third-party rights.

12. Governing Law

These Terms shall be governed and interpreted under the laws of the State of Arizona without regard to conflict of law principles.

Any disputes arising from Website use shall be brought exclusively in courts located in Arizona.

13. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

14. Changes to These Terms

We reserve the right to update these Terms at any time.

Changes become effective upon posting to this Website. Continued use of the Website constitutes acceptance of the revised Terms.

15. Contact Information

The Adams Agency Arizona, United States

Phone: 480-924-2600 Email:[email protected] Website: www.theadamsagency.com

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