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If you are renting,
you should know your landlord's insurance
does not cover you or your possessions.
You need a renter's insurance policy.
A standard renter's insurance policy usually comes
with two primary coverage options.
First, liability coverage.
Say an accident occurs in your rented residence
that causes property damage or personal injuries.
Liability coverage may help if you are found liable.
Keep in mind some leases may require you
to have liability coverage.
So before you move, check to see if you need this coverage.
Next, personal property coverage.
Say you're the victim of a burglary or a fire.
Personal property coverage may help replace
your personal possessions in the event of a covered loss.
Make a list of important items that you would want replaced.
Your insurance agent can help you assign a value
to each of them.
For items of higher value like jewelry or art,
consider getting additional coverage.
Finally, renter's insurance is typically very affordable.
For a small amount every month,
you can rest assured you will be covered
if an emergency happens.
Have a question about renter's insurance? We can help.
Contact us today.