(upbeat instrumental music)
As umbrellas protect against rain,
a Personal Umbrella policy protects you
with extra liability coverage.
Umbrella Insurance helps protect you when a claim exceeds
the coverage levels of your standard auto or home policy.
Say a visitor gets hurt while staying at your house.
The medical bills are $1 million,
but your home-owners policy only pays half.
Instead of paying the rest out of pocket,
Umbrella Insurance can help cover the balance.
A personal Umbrella policy can also cover risks
that are excluded from a typical auto or home policy.
Umbrella insurance may cover you in cases of bodily injury,
property damage, or injuries from animals.
It may also cover you in cases of slander,
libel or other spoken or written risks.
Remember Umbrella Insurance is not unlimited.
To get the most out of your insurance,
focus first on your main insurance policies.
Get a policy with coverage levels high enough
to cover your risks but stay within your budget,
then get an Umbrella policy if you need more coverage.
With an Umbrella policy you can relax
knowing that your risks are covered.
If you have a question about Umbrella Insurance contact us.
We can help you determine what
is right for you and your family.